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Rajoshi Ray

Actuarial Associate
Mumbai, IN

Tel: +22 67848411

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Professional Designations

  • Student Member of the Institute and Faculty of Actuaries, UK
  • Student Member of the Institute of Actuaries of India HEAVE


  • Bachelor of Science in Actuarial Science, DS Actuarial Education Services, Mumbai

Current Responsibility

Rajoshi Ray is serving as an actuarial associate in Milliman’s life insurance consulting practice based in Mumbai. She joined the firm in 2018.


Rajoshi has been involved in a variety of projects:

  • Cash flow projections to determine the embedded value of a life insurance company using a market-consistent approach
  • Modelling and reviewing statutory reserves
  • Model validation for all product types using Prophet
  • Statistical analysis of the life insurance industry in India

Prior to joining Milliman, Rajoshi interned at Ankolekar & Co.

Rajoshi has co-authored a research paper titled “The Bounds to Rationality of a Micro-Health Insurance buyer.”

  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman