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Krushna Bhala, B.Com (Hons.)

Actuarial Associate
Mumbai, IN

Tel: +22 67848415

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Professional Designations

  • Student Member of the Institute of Actuaries, UK
  • Student Member of the Institute of Actuaries of India


  • Bachelor in Commerce with Honors, University of Delhi

Current Responsibility

Krushna is an actuarial associate with Milliman’s life insurance consulting practice in Mumbai. He joined the firm in 2016.


Working with Milliman, Krushna has been involved in variety of projects that include:

  • Modelling cashflow projections to help calculate embedded value using traditional and market-consistent approach.
  • Actuarial Support for M&A and IPO processes.
  • Model validation for all product types
  • Analysis of movement checks
  • Analysis and the study of the life insurance industry in India
  • Model sensitivity testing
  • Market research reports and presentations
  • Appraisal valuation based on future business plans.
  • Market benchmarking exercises

Prior to Milliman, Krushna worked with McKinsey & Co. for two months as a research associate in the Corporate & Investment Banking team. He has also served as the president of the Finance & Investment Cell in his college.

  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman