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Objectivity matters. Today, more than ever.

Independent for over 70 years, Milliman delivers market-leading services and solutions to clients worldwide. With no agenda, other than getting it right.

Through a team of professionals ranging from actuaries to clinicians, technology specialists to plan administrators, we offer unparalleled expertise in employee benefits, investment consulting, healthcare, life insurance and financial services, and property and casualty insurance.

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  • 13 August 2018 — Captive.com
    Milliman named actuarial firm winner by this year’s U.S. Captive Review Awards
  • 17 June 2016 — A.M. Best
    Milliman actuary: Supplemental health grows market in Asia
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Recent stories

  • Risk and Capital Survey in India: Findings
  • A standardised health product for the Indian market
  • Bangladeshi life insurance market
  • 2018 Embedded Value Results: Asia
State of the life insurance industry

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  • Risk and Capital Survey in India: Findings

    By Heerak Basu, Philip Jackson, Sanket Kawatkar, Richard W. Holloway  |  19 November 2019

    In recent years, capital has become more of a constraint for Indian life insurers. This survey of a majority of Indian insurers asks how they're managing risk.

  • Bangladeshi life insurance market

    By Heerak Basu, Philip Jackson, Sanket Kawatkar, Richard W. Holloway  |  18 September 2019

    This e-Alert provides background on the emerging Bangladeshi life insurance market.

  • Protection-oriented product strategies lead to continued embedded value growth for life insurers, despite challenges

    By Paul Sinnott, Michael Daly, Richard W. Holloway, Wen Yee Lee, Stephen H. Conwill, Chihong An, Wing F. Wong  |  13 September 2019

    The Milliman 2018 Embedded Value Results: Asia report provides in-depth analysis of the embedded value methodologies and assumptions adopted as well as the impact of key regulations and other market developments in the region.

  • IRDAI non-linked and linked product regulations

    By Heerak Basu, Philip Jackson, Sanket Kawatkar, Richard W. Holloway  |  22 July 2019

    This e-Alert highlights the key changes in regulations regarding non-linked and linked insurance products from 2013 to 2019 and discusses the business implications for insurers.

  • Life insurance capital regimes in Asia

    By Clement Bonnet, Brian Colgan, Farzana Ismail, Michael Daly, Sharon Huang, Philip Jackson, Atsushi Okawa, Wing F. Wong, Wen Yee Lee  |  09 July 2019

    This report covers the capital regimes in 10 markets in Asia plus the 2018 International Capital Standard field test.

  • Consolidation of Indian life insurance industry – to be or not to be?

    By Sanket Kawatkar, Heerak Basu  |  13 May 2019

    With a strong macro-economic outlook for the Indian economy, the young population, the large emerging middle class with high savings potential and the low penetration of life insurance business, the longer term outlook for the Indian life insurance industry continues to be positive.

  • Hong Kong RBC – Second Quantitative Impact Study results and observations

    By Michael Daly, Clement Bonnet, Sing Yee Yeoh, Scott Chow, Clifford Wu  |  07 March 2019

    This e-Alert sets out highlights from the Second Quantitative Impact Study long-term business results, provides commentary on key components affecting solvency ratios and discusses next steps insurance companies could take before the next quantitative impact study.

  • 2018 Mid-Year Embedded Value Results: Asia (excl. Japan)

    By Paul Sinnott, Michael Daly, Richard W. Holloway, Wing F. Wong, Shamit Gupta, Sanket Kawatkar  |  10 January 2019

    This report provides a summary of the mid-year 2018 embedded value results disclosed by Asian insurers.

  • Indonesia: Companies to assess the impact of spinning off their Syariah business units

    By Brian Colgan, Farzana Ismail  |  08 January 2019

    Given developments in 2018, it is time for companies in Indonesia to consider the impact of spinning off their Syariah business in 2019.

  • Implementing IFRS 17 for Takaful companies

    By Farzana Ismail, Clement Bonnet, Philip Jackson  |  19 December 2018

    As insurance companies prepare themselves for the new accounting standard IFRS 17, Takaful companies are facing significant uncertainty in how to interpret and apply the standard to their business.

  • Non-linked and linked product regulations

    By Heerak Basu, Philip Jackson, Sanket Kawatkar, Richard W. Holloway  |  12 November 2018

    This e-Alert highlights the key changes proposed in the draft non-linked and linked insurance products regulations released in October by the Insurance Regulatory and Development Authority of India.

  • Singapore FinTech Festival to feature Artificial Intelligence retirement solution

    By Wade Matterson, Richard W. Holloway, Paul Sinnott, Michael Daly, Stephen H. Conwill, Sanket Kawatkar, Pang-Hsiang Chye, Farzana Ismail, Brian Colgan, Chihong An, Wing F. Wong, Sharon Huang, Jiang Guanjun  |  31 October 2018

    Wade Matterson will present on using artificial intelligence to solve the retirement riddle at the Singapore FinTech Festival on 13 November.

  • A focus on Microinsurance: Milliman’s Michael J. McCord discusses commercial potential with insurers in Indonesia and Malaysia

    By Brian Colgan, Farzana Ismail, Richard W. Holloway, Sanket Kawatkar, Michael Daly, Chihong An, Wing F. Wong, Sharon Huang  |  29 October 2018

    Michael McCord says that microinsurance is commercially viable and has the potential to provide a sustainable profitable stream of revenue for insurers in Asia.

  • Key regulatory changes in Thailand: RBC2 quantitative requirements, ERM guidelines, and ORSA reporting requirements

    By Michael Daly, Clement Bonnet, Suthida Supantamart  |  18 October 2018

    In Thailand, 2019 will be a year of considerable regulatory changes pertaining to risk management.

  • Vietnam: Proposed amendments to Circular 50

    By Michael Daly, Wen Yee Lee, Clement Bonnet, Pingni Eng  |  26 September 2018

    In July, the Ministry of Finance in Vietnam released proposed amendments to a number of articles associated with its existing Circular 50 regulation that guides the implementation of Insurance Business Law.

  • Hong Kong RBC – Second Quantitative Impact Study (QIS 2)

    By Clement Bonnet, Sing Yee Yeoh, Scott Chow, Clifford Wu  |  22 August 2018

    On 6 August 2018, the Insurance Authority (IA) of Hong Kong released the technical specifications for the Second Quantitative Impact Study (QIS 2) associated with its developing Risk-based Capital regime (HKRBC).

  • Hong Kong RBC: First Quantitative Impact Study results and observations

    By Paul Sinnott, Michael Daly, Clement Bonnet, Sing Yee Yeoh, Scott Chow  |  07 March 2018

    In this e-Alert, we analyse the First Quantitative Impact Study submissions results and provide commentary on them.

  • Transition to Thailand Risk-Based Capital 2 Framework: QIS 2 results

    By Michael Daly, Clement Bonnet, Suthida Supantamart  |  10 January 2018

    In this e-Alert, we compare the key changes between the proposed risk-based capital framework set out in the recent Office of Insurance Commission release and the initial framework.

  • New mortality tables in Thailand

    By Michael Daly, Suthida Supantamart  |  12 September 2017

    This e-Alert provides commentary on the introduction of new mortality tables, the differences in the new tables compared to the prior tables, and some implications for life insurers in Thailand.

  • Falling interest rates in India: Should life insurers be worried?

    By Philip Jackson, Richard W. Holloway, Sanket Kawatkar, Shamit Gupta  |  22 November 2016

    The sudden reduction in interest rates in India can be expected to have an adverse impact on life insurance companies operating in the market.

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For more than seven decades, Milliman has combined technical expertise with business acumen to create elegant solutions for our clients. 

Today, we are helping companies take on some of the world's most critical and complex issues, including retirement funding and healthcare financing, risk management and regulatory compliance, data analytics and business transformation.


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