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Zohair has extensive experience in the fixed annuity and variable annuity spaces and specializes in helping clients develop models to support U.S. statutory and GAAP financial reporting requirements. In recent years, he has also worked extensively with many companies in the areas of model validation, governance and remediation, mergers and acquisitions, economic capital, and non-guaranteed element analysis. He has particular expertise with respect to the NAIC reforms for variable annuity statutory financial reporting.
Prior to joining Milliman, Zohair worked at a large life insurance company in a financial reporting role, specializing in statutory and GAAP reporting, embedded value, cash flow testing, and forecasting projects.
He is a strong MG-ALFA® user, and has experience with a number of other actuarial modeling platforms.
He is an active member of the American Academy of Actuaries Variable Annuity Practice Note working group and the Society of Actuaries Modeling section. He is also a frequent speaker at Society of Actuaries meetings on financial reporting and modeling-related topics.
Zohair’s paper “A Discussion of Actuarial Guideline 43 for Variable Annuities” was selected as a study note for the SOA exam syllabus.