This report presents the findings of Milliman’s comprehensive survey aimed at understanding the current rating and underwriting practices for group health insurance in India. The segment represents 51.7% of the health insurance market, according to government statistics. The survey looks at underwriting team structure and involvement of the actuarial professionals in the rating of insurance proposals in the group health market. It also assesses the use of the latest tools and techniques related to data and workflow. The report’s main sections include: 

• An overview of group health insurance market 
• Survey highlights
• Detailed analysis of responses